More Lenders. More Options.

All the best mortgage options in one place

MFactory

The Broker Advantage

A bank is limited to its own mortgage, a broker has access to multiple banks, ensuring more options

Broker Advantage

Simplified Process

A single, convenient application submitted to multiple lenders, saving you time.

Multiple Lenders

Access to a variety of lenders, giving you more loan options than a single bank.

Reduced Credit Checks

One application eliminates the need for each lender to request a separate credit report.

Lower Rates

Secure lower interest rates and better terms by comparing multiple offers.

Licensed Professionals

Unbiased experts working for you, not the lender.

No Cost

There is no cost for our services.

Mortgages

Home Buyers

Buying a Home can be overwhelming, that’s why we work with everyone involved, from the Realtor, Home Inspector, Lawyer, Parents, and anyone involved in your mortgage journey.

Mortgages

Homeowners

Is your mortgage working for you? Whether you are looking to Refinance and tap into your homes equity or Renew, we provide all of your options in an easy convenient manner with no obligations.

Home Owners

Canada's Top Lenders

From lenders specializing in mortgages with highly competitive interest rates to traditional brick-and-mortar banks, we’ve built a comprehensive network that provides our clients with access to a wide range of mortgage solutions.

Latest Interest Rates for Purchases and Transfer Mortgages

  • 3-Year 3.94%
  • 5-Year 3.94%
  • 5-Year VRM 4.15%
  • 5-Year ARM -0.80%
  • Target Rate 2.75%
  • Prime Rate 4.95%

Careers

Join Our Team

At Mortgage Factory, we prioritize building strong relationships with our clients. We’re on the lookout for talented and passionate professionals who are dedicated to delivering exceptional service.

We empower our employees to chase their ambitions and unlock their full potential. If you’re seeking a challenging and fulfilling career, come join us at Mortgage Factory!

Careers

Start your Mortgage Journey today

Getting Pre-Approved is as easy as 1-2-3 with our online application